Eliminate Creditor Harassment by Filing for Chapter 7
Consult the Law Office of Michael Schwartz in Southampton, Havertown, Perkasie & Bucks County, PA
A Chapter 7 bankruptcy is a debt liquidation bankruptcy available to both individuals and businesses. It allows a person or business to discharge certain debts, including credit card debt and medical bills, and thereby obtain tremendous relief from debts they can no longer pay. Once the debt is discharged, the debtor is free from creditor collection practices.
At the Law Office of Michael S. Schwartz, we represent people and businesses in commercial and consumer bankruptcy and debt relief services, including Chapter 7 bankruptcy. We offer a free consultation to explain Chapter 7 bankruptcy and help our clients make informed decisions as to whether it is right for them. We want to pursue the best course of action for your financial situation.
To schedule a free consultation or to speak with a Bucks County Chapter 7 bankruptcy attorney Michael S. Schwartz, call 215-396-7900. The Law Office of Michael Schwartz handles bankruptcy law cases in Southampton, Perkasie, Havertown, and Bucks County, PA.
The Benefits Of Filing Chapter 7 Bankruptcy
- Although the results of each case vary, a Chapter 7 bankruptcy may help you to:
- Eliminate or reduce dischargeable debts (including credit card debt)
- Stop harassing collection calls and creditor harassment
- Stop a wage garnishment
- Stop car, furniture, and other property foreclosure and repossessions
- Stay a lawsuit or enforcement of a judgment
- Prevent a sheriff’s sale of your property
Qualifying For Chapter 7
Changes to the bankruptcy laws in 2005 made it necessary for debtors to complete a means test before filing bankruptcy. In general, debtors whose income falls below the median income qualify for Chapter 7. However, there are other factors to consider, such as income compared to overall expenses. Our firm understands the nuances of filing bankruptcy and the means test, and we can help determine whether you qualify for this bankruptcy option.